Recursos para estudiantes de inglés de todos los niveles, profesores y traductores. Para aprender o mejorar tu inglés en forma divertida.
Listening Comprehension - Comprensión Auditiva

Cómo realizar este ejercicio de comprensión auditiva

- Siempre encontrarás una pequeña introducción, que puede ayudarte a comprender el tema tratado.

- En los textos presentados se han ocultado algunas palabras, que deberás escribir en los casilleros correspondientes. A medida que lees el texto, escucha el audio con atención para descubrir dichas palabras.

- Quizás puedes deducir las palabras sin necesidad de escuchar el audio. Pero, pon atención al audio para confirmar si realmente se trata de la respuesta correcta.

- Puedes escuchar el audio cuantas veces sea necesario. Pero es recomendable hacerlo solamente dos veces (o tres veces como máximo) ya que esa es la forma en que normalmente se realizan estos ejercicios en exámenes y pruebas internacionales.

- Comprueba tus aciertos pulsando el botón "Corregir". Si no has podido completar todas las palabras, pulsa el botón "Solución" para ver cuáles eran las que te faltaban.

Future Payments for Retirees Are Big Issue Now for US States
Topic: Transcript of radio broadcast. Source: VOA

Escucha el audio y completa los recuadros.

This is the VOA Special English Economics Report.

State and local governments across the United States are facing big deficits. Many of these shortfalls include promises of future retirement payments for public employees.

Several states have had to money for pension plans that have fallen below required funding levels. Pay and benefits for public workers have been a target as state and local governments try to cut spending. At the same time, there are efforts in several states to reduce the negotiating of public employees.

In many cases, public employee unions have agreed to accept lower pay. But they oppose efforts to limit collective bargaining. An effort by Republicans to do that in Wisconsin has led protesters to the state capitol building.

Almost every state requires a balanced budget. Yet worries that state and local governments might not be able to their debts are now adding to the costs of borrowing. Illinois had to offer a high return of nearly six percent on to be repaid by twenty nineteen.

Experts say, on average, public employees are paid less but have better benefits than workers with similar in private jobs. However, they say these differences in labor costs are a lot less than some people think.

Still, traditional pension plans pay a amount for as long as a retiree lives. States like Georgia, Michigan, Colorado and Ohio are considering a change for future employees. They might offer retirement plans similar to what are called 401(k) plans.

These are a common form of plan offered by private employers. Employers and workers put money into the plan. Workers can invest the money in areas like stocks or bonds. Their retirement savings are defined by the return on their investments in the plan.

Federal workers already have a savings plan similar to a 401(k).

John McGlennon heads the Government Department at the College of William & Mary in Virginia. He says the economic crisis of two thousand eight continues to state and local tax collections. Also, many pension funds have less money because their investments have yet to fully recover from the . But Professor McGlennon says things could change.

JOHN McGLENNON: "In terms of the future, states are not necessarily going to be in a condition in the next couple of years. But they do tend to recover much more rapidly than we tend to anticipate."

And that's the VOA Special English Economics Report, written by Mario Ritter. For more business news, go to I'm Steve Ember.


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