Key
You borrow things from the owner.
The owner lends you things / lends things to you.
- borrow (borrowed, borrowed)
I borrowed this book from my brother. (The owner of the book is my brother, I just took it for a determined period of time).
That kid is always borrowing from his friends.
- lend (lent, lent)
My brother lent me this book. (He is the owner of the book, and he gave it to me for a determined period of time).
Banks usually lend money.
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